Roofing financing or HVAC financing — same offer, different scope
The $0 down, 0% for 18 months offer below applies to both trades. For rates, terms, and examples specific to your project, see the dedicated page for each service.
Roofing Financing
Repair, replacement, emergency, and commercial roofing — rates, terms, and real payment examples by project size.
See roofing financing →HVAC Financing
AC repair, replacement, and installation — same $0 down offer, HVAC-specific payment examples and terms.
See HVAC financing →Covered under the same $0 down financing
One offer, applied consistently whether it’s a small repair or a full commercial system.
Roof Repair
Don’t let a $600 repair become a $6,000 remediation. At 6.99% APR over 5 years, a $2,500 repair is $50/month. Work starts the day financing is approved.
Roof Replacement
A full replacement from $106/month. At 4.99% APR over 12 years, a $12,000 replacement is $106/month. GAF warranty up to 50 years included.
Emergency Repair
Same-day approval means financing doesn’t delay the repair. A $2,500 emergency repair is $50/month. Temporary weatherproofing available while financing processes.
Commercial Roofing
0% PGE financing — energy savings often exceed the payment. A $30,000 roof is $250/month; a $75,000 system is $625/month over 10 years.
HVAC Repair
A failing HVAC in a Central Valley summer isn’t a comfort issue — it’s a safety issue. A $1,500 compressor repair is $83/month at 0% over 18 months. See AC Financing Options Explained → for a full walkthrough.
AC Replacement
A new high-efficiency system from $333/month at 0% over 18 months for a $6,000 system. Lower energy bills often offset a real portion of the payment.
Roofing and HVAC together — financed as one project
When your roof needs replacing, your attic is open and your duct system is exposed. Most contractors ignore it. Grandmark addresses both — and you finance both under one approval. See the Roof + Duct Combo → for how the two trades work together on one project.
One application
A single financing approval covers both roofing and HVAC scope — no separate processes, no duplicate paperwork.
One crew, one visit
Roof and AC handled in a single project — no second mobilization, no scheduling gaps between two separate companies.
Better warranty coverage
Roof and HVAC installed together ensures penetrations are properly sealed and ventilation is correct from day one.
Lower total cost
Combined projects typically cost less than two separate jobs — and one financing application is simpler than two.
If it comes back, we make it right. No charge.
Every financed project carries the same workmanship guarantee as a cash job. We don’t patch symptoms. We fix causes. When you repair the right thing the right way, the problem stays fixed. Applies to all residential and commercial repairs across every market we serve.
What financed customers say
Grandmark did an amazing job fixing our roof and duct work together. Greatly appreciate them — recommend them 10/10.
They did everything they said they would in the estimate, went above and beyond, and even came out on New Year’s Day to do the job.
David provided an estimate and video of the tile roof issue and did a great job explaining the situation clearly.
Financing questions answered
What services does the $0 down 0% financing cover?
Both roofing and HVAC services — roof repair, roof replacement, emergency roof repair, commercial roofing, AC repair, AC replacement, and new HVAC installation — all available with $0 down and 0% interest for 18 months. See roofing financing or HVAC financing for scope-specific details.
Will checking my eligibility affect my credit score?
No. Checking financing eligibility does not require a hard credit pull and won’t affect your credit score. Most approvals come back within minutes. Only a full application triggers a hard inquiry.
Can I finance both roofing and HVAC on one application?
Yes. Grandmark is the only contractor in Central California that handles both roofing and HVAC in the same markets. One application covers both services — no separate financing processes. See AC Financing Options Explained for a detailed walkthrough of how HVAC financing works.
Are there longer-term financing options beyond 18 months?
Yes. For roofing, we offer 6.99% APR over 5 years for residential projects and 0% financing over 10 years for qualifying commercial projects.
Does financing change the quality of work or warranty?
No. Every financed job carries the same workmanship guarantee and GAF system warranty as a cash project. We fix it right, or we come back at no charge — that doesn’t change because the project was financed.
Roofing in 4 California markets, HVAC in 2
Financing applies to both trades everywhere they’re offered. Roofing is available in all 4 markets below; HVAC financing currently applies in Fresno and Visalia only.
$0 down. 0% interest. Roofing and HVAC.
Protect your home without the financial stress. Same-day approval. No hard credit pull.
$0 down · 0% interest · 18 months — on roofing and HVAC
One financing offer. Two services. Every Grandmark roofing and HVAC job is available with $0 down and 0% interest for 18 months. Most California projects qualify same day with no hard credit pull.
$0 down · 0% interest · 18 months — on roofing and HVAC
One financing offer. Two services. Every Grandmark roofing and HVAC job is available with $0 down and 0% interest for 18 months. Most California projects qualify same day with no hard credit pull.
Every project type — covered under the same $0 down financing
Roof repair
Don’t let a $600 repair become a $6,000 remediation
All residential roof repairs — shingle, tile, flat roof, flashing, and emergency. At 6.99% APR over 5 years a $2,500 repair is $50/month. $0 down — work starts the day financing is approved.
Roof replacement
A full replacement from $106/month
Asphalt, tile, metal, and flat systems. At 4.99% APR over 12 years a $12,000 replacement is $106/month. GAF system warranty up to 50 years included. $0 down — work starts within days of approval.
Emergency repair
An emergency repair can’t wait for a budget decision
Same-day approval means financing doesn’t delay the repair. A $2,500 emergency repair is $50/month. Temporary weatherproofing available while financing processes if needed.
Commercial roofing
PGE 0% financing — energy savings exceed the monthly payment
A $30,000 commercial roof is $250/month. A $75,000 system is $625/month at 0% over 10 years. Energy savings from a reflective TPO system typically exceed the monthly payment.
HVAC Repair
In a Fresno summer a failing HVAC is not a comfort issue — it’s a safety issue
A $1,500 compressor repair is $83/month at 0% over 18 months. Financing removes the reason to delay a repair your household depends on.
AC replacement
A new high-efficiency system from $333/month
At 0% interest over 18 months a $6,000 system is $333/month. A new system also reduces monthly energy costs — in many cases the savings offset a significant portion of the financing payment.
Roofing and HVAC together — one application
When your roof needs replacing, your attic is open and your duct system is exposed. Most contractors ignore it. Grandmark addresses both — and you finance both under one approval.
One Application
Single financing approval covers both roofing and HVAC scope — no separate processes.
One crew, one visit
Roof and AC handled in a single project — no second mobilization, no scheduling gaps.
Better warranty coverage
Roof and HVAC installed together ensures penetrations are sealed and ventilation is correct.
Lower total cost
Combined projects cost less than two separate jobs — and one financing application is simpler.
Your roofing and HVAC jobs are guaranteed. Period.
If we fix it and the same problem comes back — we make it right at no charge. Every financed project carries the same workmanship guarantee as a cash job.
— Grandmark Service Company · Applies to all residential and commercial repairs across all 5 California markets
OUR Lifetime GUARANTEE
If we diagnose your commercial roof repair and fix it, and the same problem comes back — we make it right at no charge. We stand behind every repair we complete. Not because we have to. Because we want you to call us back when it’s time for a full replacement.
— Grandmark Roofing
This guarantee applies to all commercial roof repairs across all 5 California markets — TPO, flat roof, metal, and every system we service.
We don’t patch symptoms. We fix causes. When you repair the right thing the right way, the problem stays fixed.
Grandmark did an amazing job fixing our Roof and Duct work we needed done. Greatly appreciate them and recommend them 10/10 ! Thank you for everything making our home look great
Adrian Espinoza
Fresno, CA
They not only did everything they said they would do in the estimate, they went above and beyond with the repairs on the roof and came out on NEW YEARS DAY to do the job!
I would highly recommend GRAND MARK ROOFING to anyone looking for any type of roofing needs!
Steve larson
Sacramento, CA
David provided me with an estimate & video of tile roof issue. Although Grandmark Service Co. cannot do a small section repair that I need David did a good job of explaining the situation.
Nancy Silva
Bakersfield, CA
Serving all 5 California markets
Licensed roofing crews dispatched from 5 offices. Same-day service available in most areas.
Fresno
Sacramento
Bakersfield
Stanislaus
Visalia
FAQ
Financing questions answered
Everything asked before approving a roofing or HVAC project — residential and commercial.
Ready to fix your $0 down. 0% interest.
Roofing and HVAC.
Protect your home without the financial stress. Same-day approval. No hard credit pull. All 5 California markets.