What to Do When Your Home Insurance Wants to Cancel Because of an Old Roof
Over the past five years, we’ve seen a growing trend: insurance companies requiring homeowners and business owners to replace their roofs in order to maintain coverage. This can be incredibly stressful, especially when your roof seems to be in good condition. If you’re facing this situation, know that you’re not alone—and there are solutions.
Written By Grandmark Service Company
Why Insurance Companies Are Concerned About Your Roof
Insurance companies see an aging roof as a potential risk. Older roofs are more likely to suffer from leaks, wind damage, or other issues that could lead to costly claims. To minimize their risk, they may ask you to replace your roof or face cancellation of your policy. While this is a frustrating situation, it’s important to understand that insurance companies are trying to protect themselves from potential losses.
What You Can Do
If you’ve received a notice from your insurance company about your roof, don’t panic. At Grandmark Service Company, we’ve helped many homeowners navigate this challenging situation. Here’s how we can assist you:
1. Get a Detailed Roof Inspection
Contact Grandmark to schedule a detailed roof inspection. Our experienced team will assess the condition of your roof and provide a comprehensive report. If your roof is in good shape, we can share this information with your insurance company, potentially avoiding the need for a replacement.
2. Perform Roof Maintenance
If your roof is generally in good condition but could use some maintenance, we can help with that too. Proper roof maintenance can extend the life of your roof and address any minor issues that might be causing concern for your insurance company. We’ll ensure your roof is performing at its best.
3. Provide a Performance Guarantee
In some cases, we can work directly with your insurance company to guarantee your roof’s performance. This can give your insurer the peace of mind they need to continue your coverage without forcing a costly replacement.
4. Help with a New Roof, If Necessary
If your insurance company insists on a new roof and there’s no way around it, Grandmark is here to help. We’ll work with you to select the best roofing solution for your home or business, ensuring you get the most value for your investment.
You Are Not Alone
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